Reissue your Mortgage Credit Certificate

 Refinancing? Keep your tax benefit! 

Mortgage Credit Certificate (MCC) reissuance is available to IHDA homeowners that already have a MCC. Here is what we need: 

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1. Copy of signed FINAL Closing Disclosure from the refinance of the subject property. Example

2. The existing and/or re-issued MCC. A copy is acceptable. 

3. A letter or email from the borrower stating they reside in the property as their primary residence. PLEASE NOTE: This statement must include borrower’s full name and the full property address. Example

4. A check in the amount of $150 made payable to the Illinois Housing Development Authority.

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TIP: For the fastest service, email everything (except the check) to Mortgage@ihda.org

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You can send this list to your refinancing lender. They can provide everything required!

Questions? Email us at Mortgage@ihda.org