Refinancing? Keep your tax benefit! 

Mortgage Credit Certificate (MCC) reissuance is available to IHDA homeowners that already have an MCC. An MCC can be reissued as many times within a 30-year period as long as the property remains the borrower's primary residence. If any items
are missing, IHDA will not reissue the MCC and will return any mailed-in documentation.
 

Here is what we need: 

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1. Copy of signed FINAL Closing Disclosure (CD) from the refinance of the subject property. (The certificate cannot be reissued until the refinance is complete). Example

2. A copy of the existing and/or re-issued MCC. 

3. A letter from the borrower stating the following (this can be an email):

   1. The full address of the property

   2. The borrower's full name

   3. “I reside at the above property as my primary residence”  Example

4. A check in the amount of $150.00, made payable to the Illinois Housing Development Authority. Include the word Homeownership along with your MCC certificate number on the memo line.

Send the check to:​
For USPS Mail Only 
Illinois Housing Development Authority

PO Box 93397 

Chicago, IL 60673 

For UPS or FedEx 
JP Morgan Chase Bank 
Attn: Lockbox 93397 
Illinois Housing Development Authority

131 S. Dearborn, 6th Floor 
Chicago, IL 60603 

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TIP: For the fastest service, email everything (except the check) to Mortgage@ihda.org. If email is not an option, mail everything to the address above.  

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