Income and Purchase Price Limits 

    Effective on reservations dated 06/01/2021 and after. For past limits, visit the historical income limits section in Document Library

 

Non-Targeted Household Income Limits - Above 80% AMI

Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+
Cook, DuPage, Kane, Lake, McHenry, Will
$111,840.00
$93,200.00
$107,180.00
DeKalb
$105,120.00
$87,600.00
$100,740.00
Grundy
$108,360.00
$90,300.00
$103,845.00
Kendall
$128,760.00
$107,300.00
$123,395.00
McLean
$114,360.00
$95,300.00
$109,595.00
Menard, Sangamon
$102,600.00
$85,500.00
$98,325.00
Champaign, Ford, Piatt
$103,680.00
$86,400.00
$99,360.00
*All Other Counties
$102,000.00
$85,000.00
$97,750.00
Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+

No Results?

It's probably included in

"all other counties"

Non-Targeted Household Purchase Price Limits - Above 80% AMI

Subject Property County
ONE UNIT
TWO UNITS
Cook, DuPage, Kane, Lake, McHenry, Will
$332,235.00
$425,296.00
DeKalb
$332,235.00
$425,296.00
Grundy
$332,235.00
$425,296.00
Kendall
$332,235.00
$425,296.00
McLean
$311,979.00
$399,448.00
Menard, Sangamon
$311,979.00
$399,448.00
Champaign, Ford, Piatt
$311,979.00
$399,448.00
*All Other Counties
$311,979.00
$399,448.00
Subject Property County
ONE UNIT
TWO UNITS

No Results?

It's probably included in

"all other counties"

 

Targeted  

Targeted Household Income Limits - Above 80% AMI

Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+
Cook, Kane, Lake, Will
$111,840.00
$111,840.00
$130,480.00
DeKalb
$105,120.00
$108,360.00
$122,640.00
McLean
$114,360.00
$114,360.00
$133,420.00
Sangamon
$102,600.00
$102,600.00
$119,700.00
Champaign
$103,680.00
$103,680.00
$120,960.00
*All Other Counties
$102,000.00
$102,000.00
$119,000.00
Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+

No Results?

It's probably included in

"all other counties"

Targeted Household Purchase Price Limits - Above 80% AMI

Subject Property County
ONE UNIT
TWO UNITS
Cook, Kane, Lake, Will
$406,066.00
$519,807.00
DeKalb
$406,066.00
$519,807.00
McLean
$381,308.00
$488,215.00
Sangamon
$381,308.00
$488,215.00
Champaign
$381,308.00
$488,215.00
*All Other Counties
$381,308.00
$488,215.00
Subject Property County
ONE UNIT
TWO UNITS

No Results?

It's probably included in

"all other counties"

  • Some of these limits have been determined by a Private Letter Ruling issued by the IRS to the Authority.

  • These limits may be used only in connection with Authority Programs.

  • Use of these limits in connection with other Bond Programs is prohibited.

  • MCC is a Mortgage Credit Certificate, please visit the program directory for details.

NON TARGETED: *All other counties includes the following eighty-seven (87) counties: Adams, Alexander, Bond, Boone, Brown, Bureau, Calhoun, Carroll, Cass, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, De Witt, Douglas, Edgar, Edwards, Effingham, Fayette, Franklin, Fulton, Gallatin, Greene, Hamilton, Hancock, Hardin, Henderson, Henry, Iroquois, Jackson, Jasper, Jefferson, Jersey, Jo Daviess, Johnson, Kankakee, Knox, La Salle, Lawrence, Lee, Livingston, Logan, Macon, Macoupin, Madison, Marion, Marshall, Mason, Massac, McDonough, Mercer, Montgomery, Monroe, Morgan, Moultrie, Ogle, Peoria, Perry, Pike, Pope, Pulaski, Putnam, Randolph, Richland, Rock Island, Saline, Schuyler, Scott, Shelby, St. Clair, Stark, Stephenson, Tazewell, Union, Vermillion, Wabash, Warren, Washington, Wayne, White, Whiteside, Williamson, Winnebago, Woodford..

TARGETED: *All other counties includes the following twenty-seven (27) counties: Adams, Alexander, Christian, Coles, Fayette, Franklin, Jackson, Jefferson, Kankakee, Knox, Livingston, Macon, Madison, Marion, McDonough, Morgan, Peoria, Richland, Rock Island, Saline, St. Clair, Stephenson, Vermillion, White, Whiteside, Williamson, Winnebago

 
 

Below 80% AMI Income limits

County
1-Member
2-Member
3-Member
4-Member
5-Member
6-Member
7-Member
8+ Member
Adams / Moultrie / Wabash
$39,800.00
$45,450.00
$51,150.00
$56,800.00
$61,350.00
$65,900.00
$70,450.00
$75,000.00
Alexander
$35,700.00
$40,800.00
$45,900.00
$50,950.00
$55,050.00
$59,150.00
$63,200.00
$67,300.00
Bond
$42,250.00
$48,250.00
$54,300.00
$60,300.00
$65,150.00
$69,950.00
$74,800.00
$79,600.00
Boone / Winnebago
$40,900.00
$46,750.00
$52,600.00
$58,400.00
$63,100.00
$67,750.00
$72,450.00
$77,100.00
Brown
$45,450.00
$51,950.00
$58,450.00
$64,900.00
$70,100.00
$75,300.00
$80,500.00
$85,700.00
Bureau
$40,250.00
$46,000.00
$51,750.00
$57,500.00
$62,100.00
$66,700.00
$71,300.00
$75,900.00
Calhoun / Clinton / Jersey / Madison / Monroe / St. Clair
$47,550.00
$54,350.00
$61,150.00
$67,900.00
$73,350.00
$78,800.00
$84,200.00
$89,650.00
Carroll
$38,750.00
$44,300.00
$49,850.00
$55,350.00
$59,800.00
$64,250.00
$68,650.00
$73,100.00
Champaign / Ford / Piatt
$48,400.00
$55,300.00
$62,200.00
$69,100.00
$74,650.00
$80,200.00
$85,700.00
$91,250.00
Cook / Du Page / Kane / Lake / McHenry / McLean / Will
$52,200.00
$59,650.00
$67,100.00
$74,550.00
$80,550.00
$86,500.00
$92,450.00
$98,450.00
Cumberland
$39,350.00
$44,950.00
$50,550.00
$56,150.00
$60,650.00
$65,150.00
$69,650.00
$74,150.00
De Witt
$40,550.00
$46,350.00
$52,150.00
$57,900.00
$62,550.00
$67,200.00
$71,800.00
$76,450.00
DeKalb
$49,100.00
$56,100.00
$63,100.00
$70,100.00
$75,750.00
$81,350.00
$86,950.00
$92,550.00
Douglas
$38,150.00
$43,600.00
$49,050.00
$54,500.00
$58,900.00
$63,250.00
$67,600.00
$71,950.00
Edwards / Iroquois
$38,200.00
$43,650.00
$49,100.00
$54,550.00
$58,950.00
$63,300.00
$67,650.00
$72,050.00
Effingham
$42,600.00
$48,650.00
$54,750.00
$60,800.00
$65,700.00
$70,550.00
$75,400.00
$80,300.00
Grundy
$50,600.00
$57,800.00
$65,050.00
$72,250.00
$78,050.00
$83,850.00
$89,600.00
$95,400.00
Henry / Marshall / Mercer / Peoria / Rock Island / Stark / Tazewell / Woodford
$42,750.00
$48,850.00
$54,950.00
$61,050.00
$65,950.00
$70,850.00
$75,750.00
$80,600.00
Jasper
$38,300.00
$43,750.00
$49,200.00
$54,650.00
$59,050.00
$63,400.00
$67,800.00
$72,150.00
Jo Daviess
$42,500.00
$48,600.00
$54,650.00
$60,700.00
$65,600.00
$70,450.00
$75,300.00
$80,150.00
Kankakee
$41,750.00
$47,700.00
$53,650.00
$59,600.00
$64,400.00
$69,150.00
$73,950.00
$78,700.00
Kendall
$55,950.00
$63,950.00
$71,950.00
$79,900.00
$86,300.00
$92,700.00
$99,100.00
$105,500.00
La Salle
$38,850.00
$44,400.00
$49,950.00
$55,450.00
$59,900.00
$64,350.00
$68,800.00
$73,200.00
Lee
$43,550.00
$49,750.00
$55,950.00
$62,150.00
$67,150.00
$72,100.00
$77,100.00
$82,050.00
Livingston
$41,550.00
$47,450.00
$53,400.00
$59,300.00
$64,050.00
$68,800.00
$73,550.00
$78,300.00
Logan
$42,950.00
$49,100.00
$55,250.00
$61,350.00
$66,300.00
$71,200.00
$76,100.00
$81,000.00
Macon
$38,500.00
$44,000.00
$49,500.00
$54,950.00
$59,350.00
$63,750.00
$68,150.00
$72,550.00
Macoupin
$38,600.00
$44,100.00
$49,600.00
$55,100.00
$59,550.00
$63,950.00
$68,350.00
$72,750.00
McDonough
$40,450.00
$46,200.00
$52,000.00
$57,750.00
$62,400.00
$67,000.00
$71,650.00
$76,250.00
Menard / Sangamon
$47,900.00
$54,750.00
$61,600.00
$68,400.00
$73,900.00
$79,350.00
$84,850.00
$90,300.00
Ogle
$42,500.00
$48,550.00
$54,600.00
$60,650.00
$65,550.00
$70,400.00
$75,250.00
$80,100.00
Putnam
$45,550.00
$52,050.00
$58,550.00
$65,050.00
$70,300.00
$75,500.00
$80,700.00
$85,900.00
Randolph / Whiteside
$39,150.00
$44,750.00
$50,350.00
$55,900.00
$60,400.00
$64,850.00
$69,350.00
$73,800.00
Scott
$39,550.00
$45,200.00
$50,850.00
$56,500.00
$61,050.00
$65,550.00
$70,100.00
$74,600.00
Washington
$43,700.00
$49,950.00
$56,200.00
$62,400.00
$67,400.00
$72,400.00
$77,400.00
$82,400.00
Williamson
$38,850.00
$44,400.00
$49,950.00
$55,500.00
$59,950.00
$64,400.00
$68,850.00
$73,300.00
*All other counties
$38,050.00
$43,450.00
$48,900.00
$54,300.00
$58,650.00
$63,000.00
$67,350.00
$71,700.00
County
1-Member
2-Member
3-Member
4-Member
5-Member
6-Member
7-Member
8+ Member

No Results?

It's probably included in

"all other counties"

*All other counties include the following forty-four (40) counties: Cass, Christian, Clark, Clay, Coles, Crawford, Edgar, Fayette, Franklin, Fulton, Gallatin, Greene, Hamilton, Hancock, Hardin, Henderson, Jackson, Jefferson, Johnson, Knox, Lawrence, Marion, Mason, Massac, Montgomery, Morgan, Perry, Pike, Pope, Pulaski, Richland, Saline, Schuyler, Shelby, Stephenson, Union, Vermilion, Warren, Wayne, and White

 

 Targeted Areas 

The federal government has designated certain areas as “targeted areas” where more homeownership is desired. If you have clients interested in buying a home in these areas, there are typically more assistance programs available. They don’t need to be a first-time homebuyer. Income and Purchase Price limits in targeted areas are also higher, which could open the door for additional buyers to qualify.

To determine if a particular property is located in a targeted area, please use the targeted area look-up map below. Simply enter the property address and the tool will identify the property’s location on the map with a dot (that may vary in color based on your device). If the property falls in a blue-shaded area, it is located in a targeted area. If the property falls in a green-shaded area, it is NOT in a targeted area.

Click on the map to find targeted areas in Illinois.