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Income and Purchase Price Limits
Effective on reservations dated 06/01/2022 and after. For past limits, visit the historical income limits section in the Document Library
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Non-Targeted Household Income Limits - Above 80% AMI
Subject Property County | Non-MCC Loans | MCC HH 1-2 | MCC HH 3+ |
|---|---|---|---|
Cook, Kane, Lake, McHenry, McLean, Will | $125,040.00 | $104,200.00 | $119,830.00 |
DuPage | $125,040.00 | $107,350.28 | $123,452.82 |
Kendall | $136,920.00 | $114,100.00 | $131,215.00 |
*All Other Counties | $117,120.00 | $97,600.00 | $112,240.00 |
Subject Property County | Non-MCC Loans | MCC HH 1-2 | MCC HH 3+ |
|---|---|---|---|
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"all other counties"
Non-Targeted Household Purchase Price Limits - Above 80% AMI
Subject Property County | ONE UNIT | TWO UNITS |
|---|---|---|
Cook, Kane, Lake, McHenry, McLean, Will | $349,525.00 | $447,542.00 |
DuPage | $349,525.00 | $447,542.00 |
Kendall | $349,525.00 | $447,542.00 |
*All Other Counties | $349,525.00 | $447,542.00 |
Subject Property County | ONE UNIT | TWO UNITS |
|---|---|---|
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Targeted
Targeted Household Income Limits - Above 80% AMI
Subject Property County | Non-MCC Loans | MCC HH 1-2 | MCC HH 3+ |
|---|---|---|---|
Cook, Kane, Lake, McClean, Will | $125,040.00 | $125,040.00 | $145,880.00 |
*All Other Counties | $117,120.00 | $117,120.00 | $136,640.00 |
Subject Property County | Non-MCC Loans | MCC HH 1-2 | MCC HH 3+ |
|---|---|---|---|
Targeted Household Purchase Price Limits - Above 80% AMI
Subject Property County | ONE UNIT | TWO UNITS |
|---|---|---|
Cook, Kane, Lake, McClean, Will | $427,198.00 | $546,995.00 |
*All Other Counties | $427,198.00 | $546,995.00 |
Subject Property County | ONE UNIT | TWO UNITS |
|---|---|---|
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Some of these limits have been determined by a Private Letter Ruling issued by the IRS to the Authority.
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These limits may be used only in connection with Authority Programs.
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Use of these limits in connection with other Bond Programs is prohibited.
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MCC is a Mortgage Credit Certificate, please visit the program directory for details.
NON TARGETED: All other counties includes the following ninety-four (94) counties: Adams, Alexander, Bond, Boone, Brown, Bureau, Calhoun, Carroll, Cass, Champaign, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, De Witt, DeKalb, Douglas, Edgar, Edwards, Effingham, Fayette, Ford, Franklin, Fulton, Gallatin, Greene, Grundy, Hamilton, Hancock, Hardin, Henderson, Henry, Iroquois, Jackson, Jasper, Jefferson, Jersey, Jo Daviess, Johnson, Kankakee, Knox, La Salle, Lawrence, Lee, Livingston, Logan, Macon, Macoupin, Madison, Marion, Marshall, Mason, Massac, McDonough, Menard, Mercer, Montgomery, Monroe, Morgan, Moultrie, Ogle, Peoria, Perry, Piatt, Pike, Pope, Pulaski, Putnam, Randolph, Richland, Rock Island, Saline, Sangamon, Schuyler, Scott, Shelby, St. Clair, Stark, Stephenson, Tazewell, Union, Vermillion, Wabash, Warren, Washington, Wayne, White, Whiteside, Williamson, Winnebago, Woodford.
TARGETED: All other counties includes the following thirty (30) counties: Adams, Alexander, Champaign, Christian, Coles, De Kalb, Fayette, Franklin, Jackson, Jefferson, Kankakee, Knox, Livingston, Macon, Madison, Marion, McDonough, Morgan, Peoria, Richland, Rock Island, Saline, St. Clair, Sangamon, Stephenson, Vermillion, White, Whiteside, Williamson, Winnebago
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OtherCounties
Below 80% AMI Income limits
County | 1-Member | 2-Member | 3-Member | 4-Member | 5-Member | 6-Member | 7-Member | 8+ Member |
|---|---|---|---|---|---|---|---|---|
County | 1-Member | 2-Member | 3-Member | 4-Member | 5-Member | 6-Member | 7-Member | 8+ Member |
|---|---|---|---|---|---|---|---|---|
Adams / Moultrie | $44,450.00 | $50,800.00 | $57,150.00 | 63,500.00 | $68,600.00 | $73,700.00 | $78,750.00 | $83,850.00 |
Alexander | $39,900.00 | $45,600.00 | $51,300.00 | $56,950.00 | $61,550.00 | $66,100.00 | $70,650.00 | $75,200.00 |
Bond | $47,250.00 | $54,000.00 | $60,750.00 | $67,450.00 | $72,850.00 | $78,250.00 | $83,650.00 | $89,050.00 |
Boone / Winnebago | $45,100.00 | $51,550.00 | $58,000.00 | $64,400.00 | $69,600.00 | $74,750.00 | $79,900.00 | $85,050.00 |
Brown | $49,800.00 | $56,900.00 | $64,000.00 | $71,100.00 | $76,800.00 | $82,500.00 | $88,200.00 | $93,900.00 |
Bureau / Cumberland | $44,000.00 | $50,250.00 | $56,550.00 | $62,800.00 | $67,850.00 | $72,850.00 | $77,900.00 | $82,900.00 |
Calhoun / Clinton / Jersey / Madison / Monroe / St. Clair | $53,150.00 | $60,750.00 | $68,350.00 | $75,900.00 | $82,000.00 | $88,050.00 | $94,150.00 | $100,200.00 |
Carroll / Douglas / Iroquois / Jasper / Macoupin/ Whiteside | $42,650.00 | $48,750.00 | $54,850.00 | $60,900.00 | $65,800.00 | $70,650.00 | $75,550.00 | $80,400.00 |
Champaign / Piatt | $51,150.00 | $58,450.00 | $65,750.00 | $73,050.00 | $78,900.00 | $84,750.00 | $90,600.00 | $96,450.00 |
Cook / Du Page / Kane / Lake / McHenry / McLean / Will | $58,350.00 | $66,700.00 | $75,050.00 | $83,350.00 | $90,050.00 | $96,700.00 | $103,400.00 | $110,050.00 |
De Witt | $43,200.00 | $49,400.00 | $55,550.00 | $61,700.00 | $66,650.00 | $71,600.00 | $76,550.00 | $81,450.00 |
DeKalb | $54,250.00 | $62,000.00 | $69,750.00 | $77,450.00 | $83,650.00 | $89,850.00 | $96,050.00 | $102,250.00 |
Edwards | $42,700.00 | $48,800.00 | $54,900.00 | $61,000.00 | $65,900.00 | $70,800.00 | $75,650.00 | $80,550.00 |
Effingham | $45,600.00 | $52,100.00 | $58,600.00 | $65,100.00 | $70,350.00 | $75,550.00 | $80,750.00 | $85,950.00 |
Ford | $46,000.00 | $52,600.00 | $59,150.00 | $65,700.00 | $71,000.00 | $76,250.00 | $81,500.00 | $86,750.00 |
Grundy | $54,700.00 | $62,500.00 | $70,300.00 | $78,100.00 | $84,350.00 | $90,600.00 | $96,850.00 | $103,100.00 |
Henry / Marshall / Mercer / Peoria / Rock Island / Stark / Tazewell / Woodford | $47,800.00 | $54,600.00 | $61,450.00 | $68,250.00 | $73,750.00 | $79,200.00 | $84,650.00 | $90,100.00 |
Jo Daviess / Kankakee / Ogle | $46,700.00 | $53,350.00 | $60,000.00 | $66,650.00 | $72,000.00 | $77,350.00 | $82,650.00 | $88,000.00 |
Kendall | $62,600.00 | $71,550.00 | $80,500.00 | $89,400.00 | $96,600.00 | $103,750.00 | $110,900.00 | $118,050.00 |
La Salle | $43,400.00 | $49,600.00 | $55,800.00 | $62,000.00 | $67,000.00 | $71,950.00 | $76,900.00 | $81,850.00 |
Lee | $47,150.00 | $53,850.00 | $60,600.00 | $67,300.00 | $72,700.00 | $78,100.00 | $83,500.00 | $88,850.00 |
Livingston | $44,250.00 | $50,600.00 | $56,900.00 | $63,200.00 | $68,300.00 | $73,350.00 | $78,400.00 | $83,450.00 |
Logan | $46,400.00 | $53,000.00 | $59,650.00 | $66,250.00 | $71,550.00 | $76,850.00 | $82,150.00 | $87,450.00 |
Macon | $43,050.00 | $49,200.00 | $55,350.00 | $61,450.00 | $66,400.00 | $71,300.00 | $76,200.00 | $81,150.00 |
McDonough | $43,900.00 | $50,150.00 | $56,400.00 | $62,650.00 | $67,700.00 | $72,700.00 | $77,700.00 | $82,700.00 |
Menard / Sangamon | $53,450.00 | $61,050.00 | $68,700.00 | $76,300.00 | $82,450.00 | $88,550.00 | $94,650.00 | $100,750.00 |
Putnam | $48,250.00 | $55,150.00 | $62,050.00 | $68,900.00 | $74,450.00 | $79,950.00 | $85,450.00 | $90,950.00 |
Randolph | $43,050.00 | $49,200.00 | $55,350.00 | $61,500.00 | $66,450.00 | $71,350.00 | $76,300.00 | $81,200.00 |
Scott | $43,600.00 | $49,800.00 | $56,050.00 | $62,250.00 | $67,250.00 | $72,250.00 | $77,200.00 | $82,200.00 |
Wabash | $44,100.00 | $50,400.00 | $56,700.00 | $62,950.00 | $68,000.00 | $73,050.00 | $78,100.00 | $83,100.00 |
Washington | $48,850.00 | $55,800.00 | $62,800.00 | $69,750.00 | $75,350.00 | $80,950.00 | $86,500.00 | $92,100.00 |
Williamson | $43,500.00 | $49,700.00 | $55,900.00 | $62,100.00 | $67,100.00 | $72,050.00 | $77,050.00 | $82,000.00 |
*All other counties | $42,500.00 | $48,600.00 | $54,650.00 | $60,700.00 | $65,600.00 | $70,450.00 | $75,300.00 | $80,150.00 |
*All other counties include the following forty-four (40) counties: Cass, Christian, Clark, Clay, Coles, Crawford, Edgar, Fayette, Franklin, Fulton, Gallatin, Greene, Hamilton, Hancock, Hardin, Henderson, Jackson, Jefferson, Johnson, Knox, Lawrence, Marion, Mason, Massac, Montgomery, Morgan, Perry, Pike, Pope, Pulaski, Richland, Saline, Schuyler, Shelby, Stephenson, Union, Vermilion, Warren, Wayne, and White
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Targeted Areas
The federal government has designated certain areas as “targeted areas” where more homeownership is desired. If you have clients interested in buying a home in these areas, there are typically more assistance programs available. They don’t need to be a first-time homebuyer. Income and Purchase Price limits in targeted areas are also higher, which could open the door for additional buyers to qualify.
To determine if a particular property is located in a targeted area, please use the targeted area look-up map below. Simply enter the property address and the tool will identify the property’s location on the map with a dot (that may vary in color based on your device). If the property falls in a blue-shaded area, it is located in a targeted area. If the property falls in a green-shaded area, it is NOT in a targeted area.
Click on the map to find targeted areas in Illinois.
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