Income and Purchase Price Limits 

    Effective 07/01/2020 - for past limits, visit the historical income limits section in Document Library

 

Non-Targeted Household Income Limits - Above 80% AMI

Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+
Cook, DuPage, Kane, Lake, McHenry, Will
$109,200.00
$91,000.00
$104,650.00
DeKalb
$100,920.00
$84,100.00
$96,715.00
Grundy
$106,680.00
$88,900.00
$102,235.00
Kendall
$128,760.00
$107,300.00
$123,395.00
McLean
$114,360.00
$95,300.00
$109,595.00
Boone, Winnebago
$100,920.00
$84,100.00
$96,715.00
*All Other Counties
$100,920.00
$84,100.00
$96,715.00
Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+

No Results?

It's probably included in

"all other counties"

Non-Targeted Household Purchase Price Limits - Above 80% AMI

Subject Property County
ONE UNIT
TWO UNITS
Cook, DuPage, Kane, Lake, McHenry, Will
$326,781.00
$418,333.00
DeKalb
$326,781.00
$418,333.00
Grundy
$326,781.00
$418,333.00
Kendall
$326,781.00
$418,333.00
McLean
$294,600.00
$377,219.00
Boone, Winnebago
$301,251.00
$385,655.00
*All Other Counties
$294,600.00
$377,219.00
Subject Property County
ONE UNIT
TWO UNITS

No Results?

It's probably included in

"all other counties"

 

Targeted  

Targeted Household Income Limits - Above 80% AMI

Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+
Cook, Kane, Lake, Will
109,200.00
$109,200.00
$127,400.00
DeKalb
$100,920.00
$100,920.00
$117,740.00
McLean
$114,360.00
$114,360.00
$133,420.00
Winnebago
$100,920.00
$100,920.00
$117,740.00
*All Other Counties
$100,920.00
$100,920.00
$117,740.00
Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+

No Results?

It's probably included in

"all other counties"

Targeted Household Purchase Price Limits - Above 80% AMI

Subject Property County
ONE UNIT
TWO UNITS
Cook, Kane, Lake, Will
$399,400.00
$511,296.00
DeKalb
$399,400.00
$511,296.00
McLean
$360,067.00
$461,046.00
Winnebago
$368,196.00
$471,356.00
*All Other Counties
$360,067.00
$471,356.00
Subject Property County
ONE UNIT
TWO UNITS

No Results?

It's probably included in

"all other counties"

  • Some of these limits have been determined by a Private Letter Ruling issued by the IRS to the Authority.

  • These limits may be used only in connection with Authority Programs.

  • Use of these limits in connection with other Bond Programs is prohibited.

  • MCC is a Mortgage Credit Certificate, please visit the program directory for details.

NON TARGETED: All other counties includes the following eighty-nine (89) counties: Adams, Alexander, Bond, Brown, Bureau, Calhoun, Carroll, Cass, Champaign, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, De Witt, Douglas, Edgar, Edwards, Effingham, Fayette, Ford, Franklin, Fulton, Gallatin, Greene, Hamilton, Hancock, Hardin, Henderson, Henry, Iroquois, Jackson, Jasper, Jefferson, Jersey, Jo Daviess, Johnson, Kankakee, Knox, La Salle, Lawrence, Lee, Livingston, Logan, Macon, Macoupin, Madison, Marion, Marshall, Mason, Massac, McDonough, Menard, Mercer, Montgomery, Monroe, Morgan, Moultrie, Ogle, Peoria, Perry, Piatt, Pike, Pope, Pulaski, Putnam, Randolph, Richland, Rock Island, Saline, Sangamon, Schuyler, Scott, Shelby, St. Clair, Stark, Stephenson, Tazewell, Union, Vermillion, Wabash, Warren, Washington, Wayne, White, Whiteside, Williamson, Woodford.

TARGETED: *All other counties includes the following twenty-eight (28) counties: Adams, Alexander, Champaign, Christian, Coles, Fayette, Franklin, Jackson, Jefferson, Kankakee, Knox, Livingston, Macon, Madison, Marion, McDonough, Morgan, Peoria, Richland, Rock Island, Saline, Sangamon, St. Clair, Stephenson, Vermillion, White, Whiteside, Williamson

 
 

Below 80% AMI Income limits

Effective 05/1/2020 

(for past limits, visit the historical income limits section in Document Library)

County
1-Member
2-Member
3-Member
4-Member
5-Member
6-Member
7-Member
8+ Member
Alexander
$37,550
$42,900
$48,250
$53,600
$57,900
$62,200
$66,500
$70,800
Bond
$40,250
$46,000
$51,750
$57,500
$62,100
$66,700
$71,300
$75,900
Boone / Winnebago
$39,000
$44,600
$50,150
$55,700
$60,200
$64,650
$69,100
$73,550
Brown
$43,500
$49,700
$55,900
$62,100
$67,100
$72,050
$77,050
$82,000
Bureau
$40,000
$45,700
$51,400
$57,100
$61,700
$66,250
$70,850
$75,400
Calhoun / Clinton / Jersey / Madison / Monroe / St. Clair
$46,450
$53,050
$59,700
$66,300
$71,650
$76,950
$82,250
$87,550
Carroll
$38,000
$43,400
$48,850
$54,250
$58,600
$62,950
$67,300
$71,650
Champaign / Ford / Piatt
$46,850
$53,550
$60,250
$66,900
$72,300
$77,650
$83,000
$88,350
Cook / Du Page / Kane / Lake / McHenry / Will
$51,000
$58,250
$65,550
$72,800
$78,650
$84,450
$90,300
$96,100
De Witt
$40,700
$46,500
$52,300
$58,100
$62,750
$67,400
$72,050
$76,700
DeKalb
$46,800
$53,450
$60,150
$66,800
$72,150
$77,500
$82,850
$88,200
Douglas
$38,100
$43,550
$49,000
$54,400
$58,800
$63,150
$67,500
$71,850
Effingham
$42,150
$48,150
$54,150
$60,150
$65,000
$69,800
$74,600
$79,400
Grundy
$49,800
$56,900
$64,000
$71,100
$76,800
$82,500
$88,200
$93,900
Henry / Mercer / Rock Island
$42,250
$48,250
$54,300
$60,300
$65,150
$69,950
$74,800
$79,600
Jasper
$40,250
$46,000
$51,750
$57,450
$62,050
$66,650
$71,250
$75,850
Jo Daviess
$42,700
$48,800
$54,900
$60,950
$65,850
$70,750
$75,600
$80,500
Kankakee
$41,800
$47,800
$53,750
$59,700
$64,500
$69,300
$74,050
$78,850
Kendall
$54,950
$62,800
$70,650
$78,500
$84,800
$91,100
$97,350
$103,650
La Salle / Macon
$39,950
$45,650
$51,350
$57,050
$61,650
$66,200
$70,750
$75,350
Lee
$42,600
$48,650
$54,750
$60,800
$65,700
$70,550
$75,400
$80,300
Livingston / Logan
$41,550
$47,500
$53,450
$59,350
$64,100
$68,850
$73,600
$78,350
Macoupin
$38,600
$44,100
$49,600
$55,100
$59,550
$63,950
$68,350
$72,750
Marshall / Peoria / Stark / Tazewell / Woodford
$44,600
$51,000
$57,350
$63,700
$68,800
$73,900
$79,000
$84,100
McDonough
$40,150
$45,900
$51,650
$57,350
$61,950
$66,550
$71,150
$75,750
McLean
$53,400
$61,000
$68,650
$76,250
$82,350
$88,450
$94,550
$100,650
Menard / Sangamon
$46,150
$52,750
$59,350
$65,900
$71,200
$76,450
$81,750
$87,000
Ogle
$42,100
$48,100
$54,100
$60,100
$64,950
$69,750
$74,550
$79,350
Perry
$38,200
$43,650
$49,100
$54,550
$58,950
$63,300
$67,650
$72,050
Putnam
$47,150
$53,850
$60,600
$67,300
$72,700
$78,100
$83,500
$88,850
Randolph
$38,750
$44,250
$49,800
$55,300
$59,750
$64,150
$68,600
$73,000
Scott
$38,500
$44,000
$49,500
$54,950
$59,350
$63,750
$68,150
$72,550
Wabash
$38,650
$44,200
$49,700
$55,200
$59,650
$64,050
$68,450
$72,900
Washington
$41,650
$47,600
$53,550
$59,450
$64,250
$69,000
$73,750
$78,500
Whiteside
$38,150
$43,600
$49,050
$54,500
$58,900
$63,250
$67,600
$71,950
Williamson
$40,900
$46,750
$52,600
$58,400
$63,100
$67,750
$72,450
$77,100
*All other counties
$37,950
$43,350
$48,750
$54,150
$58,500
$62,850
$67,150
$71,500
County
1-Member
2-Member
3-Member
4-Member
5-Member
6-Member
7-Member
8+ Member

No Results?

It's probably included in

"all other counties"

*All other counties includes the following forty-four (44) counties: Adams, Cass, Christian, Clark, Clay, Coles, Crawford, Cumberland, Edgar, Edwards, Fayette, Franklin, Fulton, Gallatin, Greene, Hamilton, Hancock, Hardin, Henderson, Iroquois, Jackson, Jefferson, Johnson, Knox, Lawrence, Marion, Mason, Massac, Montgomery, Morgan, Moultrie, Pike, Pope, Pulaski, Richland, Saline, Schuyler, Shelby, Stephenson, Union, Vermilion, Warren, Wayne, and White

 

 Targeted Areas 

The federal government has designated certain areas as “targeted areas” where more homeownership is desired. If you have clients interested in buying a home in these areas, there are typically more assistance programs available. They don’t need to be a first-time homebuyer. Income and Purchase Price limits in targeted areas are also higher, which could open the door for additional buyers to qualify.

To determine if a particular property is located in a targeted area, please use the targeted area look-up map below. Simply enter the property address and the tool will identify the property’s location on the map with a dot (that may vary in color based on your device). If the property falls in a blue-shaded area, it is located in a targeted area. If the property falls in a green-shaded area, it is NOT in a targeted area.

Click on the map to find targeted areas in Illinois.