Income and Purchase Price Limits 

Effective on reservations dated 06/01/2022 and after. For past limits, visit the historical income limits section in the Document Library

 
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Non-Targeted Household Income Limits - Above 80% AMI

Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+
Cook, Kane, Lake, McHenry, McLean, Will
$125,040.00
$104,200.00
$119,830.00
DuPage
$125,040.00
$107,350.28
$123,452.82
Kendall
$136,920.00
$114,100.00
$131,215.00
*All Other Counties
$117,120.00
$97,600.00
$112,240.00
Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+

No Results?

It's probably included in

"all other counties"

Non-Targeted Household Purchase Price Limits - Above 80% AMI

Subject Property County
ONE UNIT
TWO UNITS
Cook, Kane, Lake, McHenry, McLean, Will
$349,525.00
$447,542.00
DuPage
$349,525.00
$447,542.00
Kendall
$349,525.00
$447,542.00
*All Other Counties
$349,525.00
$447,542.00
Subject Property County
ONE UNIT
TWO UNITS

No Results?

It's probably included in

"all other counties"

 

Targeted  

Targeted Household Income Limits - Above 80% AMI

Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+
Cook, Kane, Lake, McClean, Will
$125,040.00
$125,040.00
$145,880.00
*All Other Counties
$117,120.00
$117,120.00
$136,640.00
Subject Property County
Non-MCC Loans
MCC HH 1-2
MCC HH 3+

No Results?

It's probably included in

"all other counties"

Targeted Household Purchase Price Limits - Above 80% AMI

Subject Property County
ONE UNIT
TWO UNITS
Cook, Kane, Lake, McClean, Will
$427,198.00
$546,995.00
*All Other Counties
$427,198.00
$546,995.00
Subject Property County
ONE UNIT
TWO UNITS

No Results?

It's probably included in

"all other counties"

  • Some of these limits have been determined by a Private Letter Ruling issued by the IRS to the Authority.

  • These limits may be used only in connection with Authority Programs.

  • Use of these limits in connection with other Bond Programs is prohibited.

  • MCC is a Mortgage Credit Certificate, please visit the program directory for details.

NON TARGETED: All other counties includes the following ninety-four (94) counties: Adams, Alexander, Bond, Boone, Brown, Bureau, Calhoun, Carroll, Cass, Champaign, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, De Witt, DeKalb, Douglas, Edgar, Edwards, Effingham, Fayette, Ford, Franklin, Fulton, Gallatin, Greene, Grundy, Hamilton, Hancock, Hardin, Henderson, Henry, Iroquois, Jackson, Jasper, Jefferson, Jersey, Jo Daviess, Johnson, Kankakee, Knox, La Salle, Lawrence, Lee, Livingston, Logan, Macon, Macoupin, Madison, Marion, Marshall, Mason, Massac, McDonough, Menard, Mercer, Montgomery, Monroe, Morgan, Moultrie, Ogle, Peoria, Perry, Piatt, Pike, Pope, Pulaski, Putnam, Randolph, Richland, Rock Island, Saline, Sangamon, Schuyler, Scott, Shelby, St. Clair, Stark, Stephenson, Tazewell, Union, Vermillion, Wabash, Warren, Washington, Wayne, White, Whiteside, Williamson, Winnebago, Woodford.

TARGETED: All other counties includes the following thirty (30) counties: Adams, Alexander, Champaign, Christian, Coles, De Kalb, Fayette, Franklin, Jackson, Jefferson, Kankakee, Knox, Livingston, Macon, Madison, Marion, McDonough, Morgan, Peoria, Richland, Rock Island, Saline, St. Clair, Sangamon, Stephenson, Vermillion, White, Whiteside, Williamson, Winnebago

 
 

Below 80% AMI Income limits

County
1-Member
2-Member
3-Member
4-Member
5-Member
6-Member
7-Member
8+ Member
County
1-Member
2-Member
3-Member
4-Member
5-Member
6-Member
7-Member
8+ Member
Adams / Moultrie
$44,450.00
$50,800.00
$57,150.00
63,500.00
$68,600.00
$73,700.00
$78,750.00
$83,850.00
Alexander
$39,900.00
$45,600.00
$51,300.00
$56,950.00
$61,550.00
$66,100.00
$70,650.00
$75,200.00
Bond
$47,250.00
$54,000.00
$60,750.00
$67,450.00
$72,850.00
$78,250.00
$83,650.00
$89,050.00
Boone / Winnebago
$45,100.00
$51,550.00
$58,000.00
$64,400.00
$69,600.00
$74,750.00
$79,900.00
$85,050.00
Brown
$49,800.00
$56,900.00
$64,000.00
$71,100.00
$76,800.00
$82,500.00
$88,200.00
$93,900.00
Bureau / Cumberland
$44,000.00
$50,250.00
$56,550.00
$62,800.00
$67,850.00
$72,850.00
$77,900.00
$82,900.00
Calhoun / Clinton / Jersey / Madison / Monroe / St. Clair
$53,150.00
$60,750.00
$68,350.00
$75,900.00
$82,000.00
$88,050.00
$94,150.00
$100,200.00
Carroll / Douglas / Iroquois / Jasper / Macoupin/ Whiteside
$42,650.00
$48,750.00
$54,850.00
$60,900.00
$65,800.00
$70,650.00
$75,550.00
$80,400.00
Champaign / Piatt
$51,150.00
$58,450.00
$65,750.00
$73,050.00
$78,900.00
$84,750.00
$90,600.00
$96,450.00
Cook / Du Page / Kane / Lake / McHenry / McLean / Will
$58,350.00
$66,700.00
$75,050.00
$83,350.00
$90,050.00
$96,700.00
$103,400.00
$110,050.00
De Witt
$43,200.00
$49,400.00
$55,550.00
$61,700.00
$66,650.00
$71,600.00
$76,550.00
$81,450.00
DeKalb
$54,250.00
$62,000.00
$69,750.00
$77,450.00
$83,650.00
$89,850.00
$96,050.00
$102,250.00
Edwards
$42,700.00
$48,800.00
$54,900.00
$61,000.00
$65,900.00
$70,800.00
$75,650.00
$80,550.00
Effingham
$45,600.00
$52,100.00
$58,600.00
$65,100.00
$70,350.00
$75,550.00
$80,750.00
$85,950.00
Ford
$46,000.00
$52,600.00
$59,150.00
$65,700.00
$71,000.00
$76,250.00
$81,500.00
$86,750.00
Grundy
$54,700.00
$62,500.00
$70,300.00
$78,100.00
$84,350.00
$90,600.00
$96,850.00
$103,100.00
Henry / Marshall / Mercer / Peoria / Rock Island / Stark / Tazewell / Woodford
$47,800.00
$54,600.00
$61,450.00
$68,250.00
$73,750.00
$79,200.00
$84,650.00
$90,100.00
Jo Daviess / Kankakee / Ogle
$46,700.00
$53,350.00
$60,000.00
$66,650.00
$72,000.00
$77,350.00
$82,650.00
$88,000.00
Kendall
$62,600.00
$71,550.00
$80,500.00
$89,400.00
$96,600.00
$103,750.00
$110,900.00
$118,050.00
La Salle
$43,400.00
$49,600.00
$55,800.00
$62,000.00
$67,000.00
$71,950.00
$76,900.00
$81,850.00
Lee
$47,150.00
$53,850.00
$60,600.00
$67,300.00
$72,700.00
$78,100.00
$83,500.00
$88,850.00
Livingston
$44,250.00
$50,600.00
$56,900.00
$63,200.00
$68,300.00
$73,350.00
$78,400.00
$83,450.00
Logan
$46,400.00
$53,000.00
$59,650.00
$66,250.00
$71,550.00
$76,850.00
$82,150.00
$87,450.00
Macon
$43,050.00
$49,200.00
$55,350.00
$61,450.00
$66,400.00
$71,300.00
$76,200.00
$81,150.00
McDonough
$43,900.00
$50,150.00
$56,400.00
$62,650.00
$67,700.00
$72,700.00
$77,700.00
$82,700.00
Menard / Sangamon
$53,450.00
$61,050.00
$68,700.00
$76,300.00
$82,450.00
$88,550.00
$94,650.00
$100,750.00
Putnam
$48,250.00
$55,150.00
$62,050.00
$68,900.00
$74,450.00
$79,950.00
$85,450.00
$90,950.00
Randolph
$43,050.00
$49,200.00
$55,350.00
$61,500.00
$66,450.00
$71,350.00
$76,300.00
$81,200.00
Scott
$43,600.00
$49,800.00
$56,050.00
$62,250.00
$67,250.00
$72,250.00
$77,200.00
$82,200.00
Wabash
$44,100.00
$50,400.00
$56,700.00
$62,950.00
$68,000.00
$73,050.00
$78,100.00
$83,100.00
Washington
$48,850.00
$55,800.00
$62,800.00
$69,750.00
$75,350.00
$80,950.00
$86,500.00
$92,100.00
Williamson
$43,500.00
$49,700.00
$55,900.00
$62,100.00
$67,100.00
$72,050.00
$77,050.00
$82,000.00
*All other counties
$42,500.00
$48,600.00
$54,650.00
$60,700.00
$65,600.00
$70,450.00
$75,300.00
$80,150.00

No Results?

It's probably included in

"all other counties"

*All other counties include the following forty-four (40) counties: Cass, Christian, Clark, Clay, Coles, Crawford, Edgar, Fayette, Franklin, Fulton, Gallatin, Greene, Hamilton, Hancock, Hardin, Henderson, Jackson, Jefferson, Johnson, Knox, Lawrence, Marion, Mason, Massac, Montgomery, Morgan, Perry, Pike, Pope, Pulaski, Richland, Saline, Schuyler, Shelby, Stephenson, Union, Vermilion, Warren, Wayne, and White

 

 Targeted Areas 

The federal government has designated certain areas as “targeted areas” where more homeownership is desired. If you have clients interested in buying a home in these areas, there are typically more assistance programs available. They don’t need to be a first-time homebuyer. Income and Purchase Price limits in targeted areas are also higher, which could open the door for additional buyers to qualify.

To determine if a particular property is located in a targeted area, please use the targeted area look-up map below. Simply enter the property address and the tool will identify the property’s location on the map with a dot (that may vary in color based on your device). If the property falls in a blue-shaded area, it is located in a targeted area. If the property falls in a green-shaded area, it is NOT in a targeted area.

Click on the map to find targeted areas in Illinois.