Document Library

All IHDA documents, guides, and manuals in one place.

Contains all IHDA docs required on the Access 4% Forgivable Program. The features of this document set, such as recapture tax, 2nd loan amount calculations, and autofill of duplicative fields require Adobe Reader (free to download). Review our document set instructions for details.

IHDAccess Forgivable 4% Doc Set

IHDAccess Forgivable 4% Doc Set

Last Updated.........

Number of Pages..

File Type: ..............

06/2021

51

.pdf

Contains all IHDA docs required on the Access 10% Repayable Program. The features of this document set, such as recapture tax, 2nd loan amount calculations, and autofill of duplicative fields require Adobe Reader (free to download). Review our document set instructions for details.

IHDAccess Repayable 10% Doc Set

IHDAccess Repayable 10% Doc Set

Last Updated.........

Number of Pages..

File Type: ..............

06/2021

42

.pdf

For Loans Reserved on after 06/01/2021. Use to calculate Compliance Income. This calculator must be used on any loan reserved on or after 06/01/2021. Please do not save the template to your desktop, always pull a new one from the website.

IHDA Income Calculator

IHDA Income Calculator

Last Updated.........

Number of Pages..

File Type: ..............

06/2021

4

.xls

A side by side reference of key program limits and details (DTI, LTV, FICO, etc).

All Programs Matrix

All Programs Matrix

Last Updated.........

Number of Pages..

File Type: ..............

02/2022

1

.pdf

Lists required documents to be uploaded to TPO Connect; mirrors U.S. Bank HFA Division checklist and includes IHDA specific requirements, such as 3 years tax returns, IHDA documents, etc.

IHDA Loan Delivery Checklist

IHDA Loan Delivery Checklist

Last Updated.........

Number of Pages..

File Type: ..............

06/2021

1

.pdf

**Closed for new locks as of 5/21/2021** Contains all Pre-Close IHDA docs required on the SmartBuy Program. The features of this document set, such as SmartBuy Checklist, student loan attestation, and autofill of duplicative fields require Adobe Reader (free to download).

SmartBuy Pre-Close Doc Set

SmartBuy Pre-Close Doc Set

Last Updated.........

Number of Pages..

File Type: ..............

03/2021

30

.pdf

Contains all IHDA docs required on the Access 5% Deferred Program. The features of this document set, such as recapture tax, 2nd loan amount calculations, and autofill of duplicative fields require Adobe Reader (free to
download). Review our document set instructions for details.

IHDAccess Deferred 5% Doc Set

IHDAccess Deferred 5% Doc Set

Last Updated.........

Number of Pages..

File Type: ..............

06/2021

48

.pdf

** PROGRAM SUSPENDED FOR NEW LOCKS AS OF 01/31/22 ** Contains all IHDA docs required on the Opening Doors Program.

Opening Doors Doc Set

Opening Doors Doc Set

Last Updated.........

Number of Pages..

File Type: ..............

06/2021

45

.pdf

A comprehensive manual containing detailed limits and guidelines on all active IHDA programs.

Procedural Guide

Procedural Guide

Last Updated.........

Number of Pages..

File Type: ..............

05/2022

56

.pdf

For use ONLY when someone going on the mortgage or note have no income to report.

Zero Income Certification (HO-053)

Zero Income Certification (HO-053)

Last Updated.........

Number of Pages..

File Type: ..............

12/2021

1

.pdf

Required ONLY when a borrower or legally married non-borrowing spouse is NOT required to file federal tax return per IRS requirements.

Income Tax Affidavit (HO-027.2)

Income Tax Affidavit (HO-027.2)

Last Updated.........

Number of Pages..

File Type: ..............

12/2020

1

.pdf

Fact sheet with program description, guidelines, reservation policies and procedure. Includes Spanish and English versions.

IHDAccess Fact Sheets

IHDAccess Fact Sheets

Last Updated.........

Number of Pages..

File Type: ..............

12/2020

9

.pdf