Contains all IHDA Mortgage documents required for all programs. File must be opened in Adobe Reader or Adobe Acrobat to function. Users experiencing errors or issues should review the instructions and/or troubleshooting guides included in the download.

For Loans Reserved on or after 07/01/2026. Use to calculate Compliance Income. This calculator must be used on any loan reserved on or after 07/01/2026. Please do not save the template to your desktop, always pull a new one from the website. Includes AccessHome Limits.

Step-by-step instructions on how to use the 1Set documents.

(HO-005) Reference tool to be used with IHDA Mortgage 1Set. Lists required documents to be uploaded to TPO Connect; mirrors the U.S. Bank HFA Division checklist and includes IHDA-specific requirements.

A comprehensive manual containing detailed limits and guidelines on all active IHDA programs.

A side by side reference of key program limits and details (DTI, LTV, FICO, etc).

(HO-053) Required ONLY when a borrower has no income to report.

Contains all IHDA Mortgage documents required for all programs. This file is PDF-only for users who cannot download .zip files. Download instructions separately from the "Guides and Manuals" category. File must be opened in Adobe Reader or Adobe Acrobat to function.

*Updated with Opening Doors on 10.29.2026* For Loans Reserved on or after 07/01/2026. Use to calculate Compliance Income. This calculator must be used on any loan reserved on or after 07/01/2026. Please do not save the template to your desktop, always pull a new one from the website.

Troubleshooting guide for errors and issues with 1Set.

(HO-012L) - Required in lieu of HO-12 if the transaction has more than 8 occupants or there are multiple non-borrowing spouses.

Fact sheets with program description, guidelines, reservation policies and procedure. Includes Spanish and English versions.

Calculates and displays the amortization schedule for a loan, showing how much of each payment is allocated to principal and interest over the loan's life. For reference only, not required to be included in file uploads.