Contains all IHDA documents required for all programs. ADOBE READER/ACROBAT REQUIRED.

For Loans Reserved on or after 09/01/2025. Use to calculate Compliance Income. This calculator must be used on any loan reserved on or after 09/01/2025. Please do not save the template to your desktop, always pull a new one from the website.

(HO-005) Reference tool to be used with IHDA Mortgage 1Set. Lists required documents to be uploaded to TPO Connect; mirrors the U.S. Bank HFA Division checklist and includes IHDA-specific requirements.

A comprehensive manual containing detailed limits and guidelines on all active IHDA programs.

A side by side reference of key program limits and details (DTI, LTV, FICO, etc).

(HO-053.1) Required ONLY when a borrower has no income to report.

IHDA income and purchase price limits (all categories).

IHDA income and purchase price limits (all categories).

For Loans Reserved on after 06/01/2022. Use to calculate Compliance Income. This calculator must be used on any loan reserved on or after 06/01/2022. Please do not save the template to your desktop, always pull a new one from the website.

IHDA income and purchase price limits (all categories).

Recorded training explaining some of the major updates to IHDA documents.

Training deck covering servicing updates and the new 1Set documents.

For Loans Reserved on or after 09/01/2025. Use to calculate Compliance Income. This calculator must be used on any loan reserved on or after 09/01/2025. Please do not save the template to your desktop, always pull a new one from the website.

(HO-012L) - Required in lieu of HO-12 if the transaction has more than 8 occupants or there are multiple non-borrowing spouses.

Fact sheets with program description, guidelines, reservation policies and procedure. Includes Spanish and English versions.

Calculates and displays the amortization schedule for a loan, showing how much of each payment is allocated to principal and interest over the loan's life. For reference only, not required to be included in file uploads.

For Loans Reserved on after 07/01/2024. Use to calculate Compliance Income. This calculator must be used on any loan reserved on or after 07/01/2024. Please do not save the template to your desktop, always pull a new one from the website.

For Loans Reserved on after 07/01/2023. Use to calculate Compliance Income. This calculator must be used on any loan reserved on or after 07/01/2023. Please do not save the template to your desktop, always pull a new one from the website.

IHDA income and purchase price limits (all categories).

For Loans Reserved on after 06/01/2021. Use to calculate Compliance Income. This calculator must be used on any loan reserved on or after 06/01/2021. Please do not save the template to your desktop, always pull a new one from the website.

**PROGRAM CLOSED 2.24.2025** Fact sheets in English and Spanish with detailed information about the SmartBuy Program.